Or if you are doing a digital version, you transfer from your checking account to a separate savings account. 4th of July Theme Horizontal Cash Envelopes (Printable) 4.99 6.99. At the end of each day or week (depending on how you budget) you could stuff your remaining cash into that weeks envelope. Celestial Theme Horizontal Cash Envelopes (Printable) 4.99 6.99. If you just can’t with the thought of having this much cash laying around, why not open up a savings account and make deposits putting aside the money without having to pull money out of your bank account? Whatever you think you will be able to sustain. Choose whatever denominations seem doable to you and create pairs of envelopes to pull each week.
It’s not as aggressive as the original challenge but still very doable. Let’s take a look at a few ways you could modify this savings challenge to make it work for you:
Yes, saving money is the goal outcome, but remember you’re also trying to cultivate new money habits. Remember, one of the pros of these challenges is to cultivate a habit of savings– so even if you just save a few dollars– you are still saving money. Or perhaps you need more stable, even deposits with less money because you don’t have a lot of money after your bills are paid each paycheck– no problem.ĭon’t be discouraged if one particular savings challenge doesn’t work perfectly for you, get creative and make something that works for you and is sustainable If you are on a tight budget perhaps committing to a challenge for such a long period of time isn’t feasible. One of the great things about money saving challenges is their ability to be customized to meet your budget.
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